Project the financial future you want. Model new payments, career moves, and debt payoff scenarios.
Traditional budget apps tell you what you spent yesterday. Face Your Budget tells you what you can afford tomorrow.
Don't guess. Project exactly how a $450 auto loan and $180 insurance premium will impact your checking account baseline across the next 12+ months before signing anything.
Track monthly fixed and variable bills, pinpoint non-essential spending leaks, and organize debt into clear categories and groups for complete financial visibility.
Your bank credentials remain 100% private. Clean and align your bank exports using our free Google Sheet formatting template, then upload the structured file directly into Face Your Budget. No scrapers, no shared logins.
Your money isn't a subscription. Your budget tool shouldn't be either.
| Feature | YNAB & Legacy Budget Apps | Face Your Budget |
|---|---|---|
| Financial Horizon | Backward-looking (Budgets only existing cash) | Predictive (Models future scenarios & major buys) |
| Bank Connectivity | Buggy Plaid scrapers (Frequent 2FA breaks) | Deterministic CSV Engine (0% glitch rate, 100% private) |
| Pricing Structure | $109+/year recurring subscription tax | $99 Lifetime Pass (Pay once, own forever) |
| Expert Handoff | Generic user forums & automated chatbots | 3-Stage Human Ecosystem (Personal Banker → CPA → Financial Advisor) |
No subscriptions. No hidden fees. Own your financial engine forever.
No credit card required for trial.
An app alone won't build wealth. Face Your Budget acts as the operating system for your 3-stage financial journey, handing you off to vetted professionals as your net worth grows.
Don't start alone. Book a 1-on-1 baseline session with Luis Maymí, a former Personal Banker and developer of Face Your Budget, to audit spending leaks, map custom category rules, and build a stress-tested cash flow plan directly in your Face Your Budget app.
Once your daily cash flow is stabilized, Face Your Budget hands off your perfectly categorized 12-month data directly to vetted local tax professionals to maximize your deductions and keep more of what you earn.
When your emergency fund is capped and surplus cash is growing, the Face Your Budget ecosystem connects you with trusted Financial Advisors to manage market investments and long-term estate planning.
Everything you need to know about the software, privacy, and lifetime access.
No. Face Your Budget does not use any 3rd-party bank scrapers or automated connections. Your online banking credentials are never requested, stored, or at risk of data leaks.
Download your bank’s raw CSV statement, use our free Google Sheet formatting template to align the columns, and upload the structured file directly into FYB. You can also log daily transactions manually inside the app.
You get 30 days of full access without entering a credit card. When you're ready, purchase the non-refundable $99 Lifetime Pass to lock in permanent access forever. No monthly fees or recurring subscriptions.
The $99 Lifetime Pass gives you full lifetime access to the software. 1-on-1 strategy calls with a Personal Banker, CPA tax reviews, and financial advisory services operate as optional, separate ecosystem add-ons.
Start your 30-day free trial today. Model future cash flows, monitor your expenses, and own your financial engine forever.
Start 30-Day Free TrialNo credit card required.
